I’ve needed help from Richard and Cynthia a couple times over the last several years. They are always extremely quick to help, very thorough and knowledgeable on legal subject matter, and get the job done according to plan every time. They will always be first on my mind when I need any kind of legal services in the future.
Jim H, Bedford


John and I would like to take this opportunity to thank Michelle L Cote Esq. and Richard Ravosa Esq. from Town and Country Legal Associates for all of their help with our mortgage modification.
Thank you for helping us get a mortgage modification that is at 2% down from 5.99%.  It has been a drop in our monthly mortgage payment of $771.08.
Thank you to Michelle for being so patient with us as we worked on getting information that you needed.
Again, thank you for all of your hard work. We will recommend Town and Country Legal Associates for helping others get a handle on their financial difficulties.
Husband and Wife from Wayland


We came to Town & Country Legal during a very difficult time. I found all who work there to be kind and compassionate. They never judged and offered support as well as amazing legal help. They were never to busy to talk or to explain the best course of action to take. Even when you are done with their services they still work for you to get you information about changing legal processes. My husband and I will gladly recommend their services. Thank you Town & Country you saved us!
Lisa from Holliston


Town and Country Legal Associates are consummate professionals who are experts in the personal bankruptcy laws and process. Richard Ravosa and his staff are excellent at understanding financial problems and issues that occur for those considering bankruptcy. They assess your situation and come up with a workable solution that ultimately relieves a major burden from your personal life. Starting with the first consultation with them, they are extremely thorough and very diligent is communicating and explaining how to make the right decisions based on your individual circumstances. I highly recommend their legal services to anyone seeking guidance and legal advice when facing catastrophic financial problems.
Client from Lexington


Richard Ravosas Town and Countrys Legal Associates provided hands-on guidance through the whole bankruptcy process. I was ready to give up more than once over how complicated the process seemed to be. But the personal attention given by their lawyers walked me through the bankruptcy process.
Phil from Framingham


Thanks to Attorney Richard Ravosa and the staff of Town Country Legal Associates, our lives have done a twist of 180 degrees. My wife and I were in a bad financial situation that put us under a lot of stress and was affecting of our marriage. Fortunately, we found Attorney Ravosa in the web. He gave us a free consultation in which he explained us what a bankruptcy and loan modification were about. Town Country Legal Associates helped us with both situations. The process went pretty smooth and unstressful. They were very warm and comprehensible whenever we had any questions and doubts, and always, very knowledgeable and professionals. Thanks to them we feel free with a fresh start.


Last year I was going through a divorce and was faced with a depressing reality that I was alone. Not only was I physically left alone I was faced with losing my home and the bills were piling up.
I felt like no one understood exactly what I was going through, not my family, and especially not my divorce lawyer. I was lost! I felt like I was not being heard.
Until one day I received a post card from the law offices of Richard Ravosa. I thought OK another lawyer promising to help me. I put it aside and one day I did call. BEST CALL I EVER MADE!
I can not begin to express the level of professionalism that I have, and continue to receive from Richard Ravosa and his amazing staff. In a tough and extremely vulnerable time in my life I must say that Richard Ravosa and his staff delivered exactly what they said they would.
Maureen from Maynard


Attorney Richard Ravosa helped me consolidate my debt. Now I’m on track to paying off my debts with an affordable monthly payment. He is kind, patient, and accessible any time his clients need him. He is knowledgeable and experienced with all issues surrounding bankruptcy law and consumer rights. I highly recommend Attorney Ravosa for your legal needs.
Damon, from Framingham

I want to thank attorney Ravosa and his staff for their outstanding commitment to my needs! I have recommended them to many of my own business clients and feel they are a very ethical and knowledgable practice! All of my needs have always been handled quickly and perfectly. I would highly recommend using their services if in need.
Chapter 7 Client


Mr Ravosa and staff where very friendly and very helpful in handling my case. They always reassured me that everything would work out fine. I had numerous changes throughout my chapter 13 payment plan and they quickly handled them so I could continue to pay the plan off.
Chapter 13 Client


I had a great experience with Attorney Ravosa. A friend recommended Richard Ravosa. He guided me thru bankruptcy, answering all my silly questions. Mr Ravosa and his team treated me with respect and compassion, they were pulling for me! Today I am debt free!!!
Kathleen from Dracut